LendRobot — Micro advances for small bills

Micro advances,the minuteyou need them.

When a small bill can't wait — rent, payroll, a supplier that won't. Upload your last 4 months of business bank statements and Robo-B7 auto-approves up to $5,000 on the spot.

$5,000

max micro advance

60 sec

auto-approval

50 days

at 1% per day

The LendRobot mascot

Auto-approved in 60 seconds

Robo-B7 · online

$150/day

flat, for 50 days

covers small bills — same-day ACH

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PERSONAL LOANSAUTO FINANCINGBUSINESS CAPITALDEBT CONSOLIDATIONINSTANT DECISIONSZERO HIDDEN FEES
PERSONAL LOANSAUTO FINANCINGBUSINESS CAPITALDEBT CONSOLIDATIONINSTANT DECISIONSZERO HIDDEN FEES

How it works

Three steps.
Zero paperwork.

The LendRobot reviewing an application
Robo-B7 · Underwriting unit Reading
01

Tell the robot your plan

Five fields. Three minutes. No documents to upload, no branch to visit, nothing to fax to a stranger.

Apply · 3 min

02

The engine reads your file

Our underwriting robot scores your application in seconds with a soft credit check that never dents your score.

Decision · 60 sec

03

Money lands

e-Sign your offer and funds transfer the same business day. Track every step in your dashboard, in plain English.

Funding · same day

Loan products

One robot,
every kind of money.

01

Personal

Consolidate, renovate, celebrate — one flat rate, no collateral, no awkward family loans.

$1k – $50k12 – 60 mo
02

Auto

Pre-approval before you walk onto the lot. Negotiate like a cash buyer, drive home the same day.

$5k – $75k24 – 72 mo
03

Business

Working capital in days, not board meetings. Reviewed on revenue, not just your credit score.

$10k – $150k12 – 60 mo
04

Debt consolidation

Roll your cards into one payment and watch the robot hunt down your interest rate.

$2k – $40k12 – 60 mo

Micro advances · the minute you need them

Small bills?
Bridged in minutes.

The micro advance for small bills: drop in your last 4 months of business bank statements and Robo-B7 auto-approves up to $5,000 on the spot. The contract signs instantly — funds move the same business day.

No collateral · no tax returns
01Upload 4 statements
02Auto-approved up to $5,000 — instantly
03Sign the contract · same-day ACH
The LendRobot underwriting lab

The LendRobot underwriting lab

Built in a lab.
Approved by humans.

Our engines read thousands of applications a day — and when something looks unusual, it lands on a human underwriter's desk within one business day.

Field reports

Humans, happy
with their robot.

"I typed five fields, made a coffee, and the approval was waiting when I got back."
MMaya R.Small-business owner · Business capital
"The robot explained every fee before I signed. I checked. There were none."
DDaniel K.First-time borrower · Personal loan
"Refinanced my car loan in one afternoon. My old bank took three weeks to even reply."
PPriya S.Auto loan · Refinance

FAQ

Asked, answered.

Most applications get a decision within 60 seconds. After you e-sign your offer, funds are transferred the same business day — often within hours.

Apply · full application

Ready when
you are.

The full application takes about ten minutes across eight quick steps — no tax returns, and no impact on your personal credit at this stage.

  • 8 steps · about 10 minutes
  • Last 4 months of bank statements
  • Decision inside 24 hours
Robot presenting a card

Free · no impact to credit at this stage

Start the full application

Save-as-you-go. Nothing is stored until you sign and submit at the final step.

8 steps · ~10 min · statements required